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Keys discretely to O. cordata via Mitchell (1962), Discoverlife, and Sandhouse’s ancient (1934) key to subgenera and species. Aligns with all available descriptions. Diagnostic features pictured include coarse and often contiguous/confluent punctures of scutum, golden scopa, facial features (including mandible/flat clypeus rim), narrow but definite impunctate area along apical rims of terga, evenly pubescent terminal tergite with fine punctures and without an apical fasciae. Several individuals were visiting Penstemon digitalis. They either had deeply yellow, yellow-orange, or even rust-yellow scopa, further fitting with available descriptions.

I also found O. albiventris at this site; I show it side by side a cordata to demonstrate the differences in punctation and size; I also photographed it beside an O. pumila for additional size comparison. Osmia cordata clearly differs from the two, and its mandible (pictured) also clearly fits with the form drawn by Sandhouse (1934), separating it from O. sandhouseae. In the Discoverlife key, sorting by yellow scopa and flat clypeal margin was sufficient to get to cordata. T6 was not fasciate, ruling out conjuncta/subfasciata; the lack of a tuberculate space between antennae also disqualified conjuncta for this series.

I think a first record for TN. However, a certified record occurs just over the mountains in NC (bowl trap; GBIF), so this TN specimen still seems to fill into the range sensibly. Mitchell (1962) says Colorado to Ohio.